Community 1st - Fee Schedule

BillPayer & eBranch Log In

Fee Schedule

SAVINGS (SHARE) ACCOUNT FEES

Membership Share		$5.00 par value
Share Account Minimum Balance fee		$5.00 per month (Single Service-Balance under $100)*
Share Account Inactive Account fee		$2.00 per month (No activity from one to two years)*
Share Account Dormant Account fee		$5.00 per month (No activity for two or more years)*
IRA Share Account Annual Maintenance fee		$10.00 per year
IRA Share Account Opening fee		$5.00 per account
IRA Share Account Premature Withdrawal fee		$10.00 per withdrawal (if prior to age 59-1/2)
IRA Share Account Closure fee		$10.00 if prior to age 59-1/2
Holiday Club Early Withdrawal fee		$15.00 per withdrawal

*Excludes Members 18 and under.

CHECKING (SHARE-DRAFT) ACCOUNT FEES

Courtesy Pay fee		$25.00 per item
NSF fee		$25.00 per item
Returned Item fee		$20.00 per item
Stop Payment fee		$20.00 per request
Check Printing fee		Prices vary depending on style
Overdraft Transfer fee		$5.00 per transfer
1st Class Checking Account Monthly Service fee		$5.00 per month (if minimum balance is not maintained)
Draft Copy fee		$1.00 per copy (after two (2) per month)
1st Priority Checking Monthly Service fee		$7.00

MONEY MANAGER ACCOUNT FEES

Monthly Service fee		$20.00 per month (if minimum balance is not maintained)
NSF fee		$25.00 per item
Returned Item fee		$20.00 per item
Stop payment fee		$20.00 per item
Money Manager Check Printing fee		Prices vary depending on style
Draft Copy fee		$1.00 per copy (after two (2) per month)
Regulation D Limitation fee		$15.00 per item
Early Closure Fee		$20.00 if closed within ninety (90) days

OTHER SERVICE FEES (applicable to all accounts)

Account Reconciliation fee		$20.00 per hour
Account Research fee		$20.00 per hour
Statement Copy fee		$3.00 per copy
Returned Item fee		$20.00 per item
Wire Transfer (incoming) fee		No Charge
Wire Transfer (outgoing-domestic) fee Wire Transfer (outgoing-international) fee		$20.00 per transfer $35.00 per transfer
Money Order fee*		$1.50 per money order.
Cashier Check fee**		$3.00 per withdrawal (no charge if check made payable to the member)
* Except 1st Priority Checking Account Holders ** Except 1st Priority Checking Account Holders

ELECTRONIC FUNDS TRANSFER FEES

Proprietary ATM Withdrawal (from an Community 1st machine)		No charge
Nonproprietary ATM Withdrawal/Transfer fee (from a non-Community 1st machine)		$0.75 per transaction
VISA Debit/ATM Card Replacement fee		$5.00 per card, no charge at reissue
NSF fee		$25.00 per item
Visa Debit Foreign Transaction Fee		1% Multiple Currency .8% Single Currency Transaction amount in US Dollars
Stop Payment		$20.00 per request
BillPayer Service		$4.95 per month (monthly inactivity fee will be assessed on accounts with no payment activity)
BillPayer Check Image		$10.00 each
Courtesy Pay Fee		$25.00 per item
Overdraft Transfer fee		$5.00 per item

SAFE DEPOSIT BOX FEES

Annual Rental	Size: 3x5 3x10 6x10	Fee: $20.00 $35.00 $50.00
Replacement Key fee	$10.00
Box Drilling fee	Actual costs billed. Approx. $180.00

Updated 5/1/2008

Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency

1-800-247-7328

Privacy Policy