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Build
your future putting your financial goals 1st
Whether you’re saving for a rainy day or specific goals like
furniture, travel, a down payment— putting money away regularly
in a high-yield account really pays off!
Savings Accounts
Open one or several
Community 1st Savings Accounts
and add to them regularly through payroll
deposit. Then use those accounts as
building blocks for entry to even
higher-yield accounts.
Money
Market Accounts
 Strike
a balance between "rainy day funds" and a savings account with
higher than average interest!
Open a Money Manager Account to earn
Money Market rates without the market risk.
You can make deposits and a limited number of withdrawals -
unlike CDs or IRAs - and you'll get a higher rate than standard
savings accounts.
Your rate is determined by your minimum
balance. The Classic Money Manager has a
minimum balance of $5,000; Money Manager
Plus requires at least $25,000; and Premier
Money Manager requires $50,000+. In each,
your money is federally insured and easily
accessed by check or funds transfer.
Certificate Accounts Invest as little as
$1,000 in a federally insured Share
Certificate for 3 months to 5 years. Earn
more based on the amount and term of your
investment. Dividends are paid monthly, and
can be added to your Certificate balance to
compound even more.
Or, you may want to look into IRA savings
and certificates - click here for more information.
Holiday Club Account
Open it with $5 or more. Add to it all year
by Direct Deposit or Automatic Transfer.
Then, November 1st, your funds
are transferred to your Community 1st
Checking or Savings for holiday gift, travel
and entertaining expenses.
Total deposit
accounts per member insured to $100,000 by
NCUA, a US government agency. Joint
accounts qualify for additional federal
insurance. No monthly fee on Savings Account
with a $100 min. balance or a 2nd Community
1st account. Certificates are
fixed for the term you invest the day you
invest and have penalties for early
withdrawal. |
